Caring for aging parents is one of the most meaningful and difficult roles many of us take on. It often arrives suddenly, without much time to prepare, and brings a mix of emotions, responsibilities, and stress. If you’re in the middle of this journey, or just beginning it, know that you’re not alone. With the right support and planning, you can care for your parents while also protecting your own well-being.
Legal Considerations for Aging Parents
When you’re helping a parent with medical appointments, bills, or housing, you’ll eventually run into questions that require legal authority. It’s a good idea to talk with your parents early about their wishes and put key documents in place.
At a minimum, you’ll want to discuss:
- Health care proxy – Who can make medical decisions if your parent can’t?
- Durable power of attorney – Who can handle finances and legal matters on their behalf?
- Last will and testament – Has it been updated to reflect their current wishes?
- Trusts – Are there assets that should be managed with long-term goals in mind?
You don’t need to have all the answers on your own. We can help you understand your options and prepare documents that reduce the risk of family conflict later on.
Financial Planning and Elder Care Costs
Caregiving can be expensive—sometimes in ways that aren’t obvious at first. Whether it’s hiring home help, modifying the house for safety, or moving a parent into assisted living, the bills can add up quickly.
Start by getting a clear picture of your parent’s finances:
- Income sources like Social Security, pensions, or retirement accounts
- Health insurance coverage, including Medicare or supplemental plans
- Existing long-term care policies, if any
It’s also important to consider Medicaid planning, which can help cover the cost of nursing home care. We work with families throughout Southeastern Massachusetts to prepare financially for long-term care, so you don’t have to choose between quality care and financial security.
Emotional Strain and Caregiver Burnout
Caring for a loved one can take a heavy toll on your emotional health. It’s natural to feel frustrated, overwhelmed, or even guilty, especially when you’re juggling other roles like parenting or working full-time.
Some signs of burnout include:
- Constant fatigue
- Mood swings or irritability
- Trouble sleeping
- Feeling isolated or unsupported
Talking with a counselor or joining a caregiver support group can help. So can sharing your feelings with friends or family. It’s okay to admit that this is hard. It’s not a sign of weakness—it’s a sign that you care deeply.
Self-Care Isn’t Selfish
You can’t pour from an empty cup. When you’re physically and emotionally drained, it’s harder to show up fully for your parent—or anyone else in your life.
Make time for:
- Regular meals and sleep
- Brief walks or moments of stillness
- Hobbies or social time, even in small doses
If someone offers help, accept it. If no one does, don’t be afraid to ask. Sharing the responsibility is not a failure. It’s a sign that you understand the long game of caregiving.
Finding and Using Support Systems
Massachusetts has resources that can make a meaningful difference in your caregiving experience. You just need to know where to look.
Start by reaching out to your local Council on Aging. These organizations often offer:
- Transportation services
- Meal programs
- Adult daycare options
- Respite care for family caregivers
Home health aides can assist with bathing, medications, and light housework. Geriatric care managers can help you coordinate appointments and transitions. We also work closely with care teams to ensure legal documents align with your family’s goals and evolving needs.
Let’s Create a Plan Together
We understand how overwhelming it can feel to juggle caregiving responsibilities while trying to keep your own life on track. You want to be there for your parents, but you also need to care for yourself.
At Surprenant, Beneski & Nunes, P.C., we can assist you in making a plan that works for you and them. Whether you’re thinking about legal documents, preparing for long-term care, or just need guidance on what comes next, we can help. Contact us today, and let’s take the weight off your shoulders.