Too many people leave work too early or too late. It doesn’t have to be this way.
It’s one of the most-important decisions many of us will ever make. And we often get it wrong.
I’m talking about retirement—and specifically, when to do it. If you are lucky enough to be able to determine your own retirement date, be grateful that this change is not being forced upon you. But also be aware that it isn’t a simple decision. Many of us know friends who thought they were emotionally ready but later regretted having retired. And we know colleagues who thought they were not ready, and then got sick or died young, filled with regret that they had missed out on a phase of life that could have been wonderful.
It doesn’t have to be this way. After seeing hundreds of individuals and couples in psychotherapy over many years, and writing a book on retirement, I believe that retirement-timing mistakes can be the exception rather than the rule. The key is to know what questions to ask yourself—and how to understand the answers.
To that end, here are eight questions that I think can make all the difference…
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