Estate Planning Blog – Surprenant, Beneski & Nunes

Ad for MassHealth long-term care benefits, with photos of seniors.

5 Misconceptions of Long Term-Care Planning

Need help to reduce / eliminate long-term care costs?

For those who qualify, Medicaid (MassHealth) benefits can include:

Long-term care (in-home or in a facility); andSeniors who have long-term care insurance may be eligible for MassHealth, as well as exemptions from some eligibility and recovery rules....
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An Ameriprise ad showing a grandfather with a boy on his shoulders, next to a smiling grandmother.

The Ameripise Experience

What you can expect when you work with Ameriprise

At Ameriprise, our purpose is to help you feel confident, connected and in control of your financial life. The right financial advice can help prepare you for whatever life brings – both the expected and the unexpected.

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A close-up of a person using a calculator and writing.

Medicaid Spend Down Lists

There is a great deal of confusion regarding the spend down of assets for Medicaid qualification. For a single person, who can only keep $2,000 in countable assets in Massachusetts, that individual may find him or herself wondering what the money can be spent on without causing any Medicaid disqualification. Similarly, for...

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