For business owners, retirement planning is not just about personal finance; it's about integrating the future of your business with your personal financial security. At Surprenant & Beneski, P.C., our business planning attorneys excel at crafting detailed, personalized retirement strategies that address both issues. Because time is a critical factor, and you...
Creating an Estate Plan: How to Protect Your Wealth and Prevent Hardship for Your Heirs
Written By: Attorney Erin L. Nunes, Partner
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Estate planning is the process of making arrangements for your assets when, and if, you become incapacitated, and after your death. It can help you ensure that your assets are distributed according to your wishes, minimize estate taxes, protect your loved...
Where Do I Start with Estate Planning?
Written by Attorney Erin L. Nunes, Partner
I get it! No one wants to talk about Estate Planning. That’s the #1 reason why it doesn’t get done. The 2nd reason estate planning doesn’t happen is because no one knows where to start. Let me tell you that it actually...
Common Questions About Retirement
For the vast majority of people, retirement is a one-time occurrence that typically occurs relatively late in life. Not having had the experience, they wonder (and sometimes worry) about what their post-work existence will be like and how they should prepare for it. If you share these concerns and reside in Southeastern...
The Sandwich Generation: How to manage if you find yourself here
Did you know that a staggering 47% of adults in their 40s/50s are providing care to a parent 65 + years old while also raising their own small child or helping to support their young adult child? This increasingly common group has been coined the “sandwich generation” to describe adult children who...
WSJ Article: Are You Emotionally Ready to Retire? Eight Questions to Ask Yourself
Too many people leave work too early or too late. It doesn’t have to be this way.
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It’s one of the most-important decisions many of us will ever make. And we often get it wrong.
I’m talking about retirement—and specifically, when to do it. If you...
Forbes Article: Covid-19 Is Most Certainly A Retirement Story
The Covid-19 recession, like all recessions, threatens the wealth and retirement security of millions of workers. Job loss prompts people to stop saving, raid their nest eggs or go into debt by falling behind on their rent and mortgage payments. Most workers nearing retirement had
NY Times Article: With Adult Children Home, Now’s the Time: Talk About Your Money
By John F. Wasik
Riding out the pandemic with family presents the perfect chance to lay it all out: priorities, account balances, end-of-life directives.
For far too many families, financial planning is akin to scheduling dental surgery. The prospect of pain and discomfort prompts many to...
MarketWatch Opinion: When does it make sense to take Social Security at 62?
By: Howard Gold
t’s best to wait until you’re 70 to start taking Social Security retirement benefits — even if it means tapping into your retirement assets at the bottom of a bear market. Why? Because the guaranteed, risk-free 8% annual Social Security benefit increase...
Downsizing? Be Sure to Avoid These 3 Mistakes
More Americans than ever have started downsizing their homes as well as their possessions. In many cases, Millennials and those in Generation Z are not as interested in owning a large amount of stuff as Baby Boomers for a variety of reasons, including the challenge of purchasing a starter home and a...