It’s a horrible situation faced by so many families. A loved one, husband, wife, mom or dad, is slowing down and can’t live at home any longer. The doctor says mom needs nursing home care. What do you do? Your neighbor tells you that nursing homes cost $12,000 per month and that...
The Benefits of Estate Planning (Part II): Plan Ahead for Proactive Aging
By Attorney
Erin L. Nunes, Esq.
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Erin L. Nunes, Esq.
Why Experts Say It Is Important to Start Your Plan Now
As aptly stated by the long-term care experts at the Mayo Clinic, “If you're considering long-term care options for...
Medicaid / MassHealth Planning for Long-term Care
What is Medicaid Planning?
Medicaid, through its state affiliates, is the largest single payer for nursing home care. While estimates vary, it is safe to say that Medicaid pays between 45% and 65% of the total nursing home costs in the United States. While on the surface, this may...
MassHealth for Long-Term Care in MA
If you are over 65 years of age or have a loved one who is, you may be considering a future that includes long-term care. And you’re not alone: the majority of Americans will need nursing care, either at home or in a nursing facility, at some point in their lives.
5 Reasons Why You Should Hire an Attorney for MassHealth Planning
Hiring an attorney to assist with MassHealth, or Massachusetts Medicaid, applications can save individuals significant time, money, and stress. Many older Massachusetts residents assume that they can quickly complete their MassHealth application. Unfortunately, the MassHealth application can be incredibly challenging. At Surprenant & Beneski, PC, our skilled elder law attorneys have extensive...
5 Misconceptions of Long Term-Care Planning
Need help to reduce / eliminate long-term care costs?
For those who qualify, Medicaid (MassHealth) benefits can include:
Long-term care (in-home or in a facility); andSeniors who have long-term care insurance may be eligible for MassHealth, as well as exemptions from some eligibility and recovery rules....
How to Pay for Long-Term Care without Going Broke
How to Pay for Nursing Home Care without Going Broke
One of the things that concerns people most about nursing home care is how to pay for that care. There are basically four ways that you can pay for the cost of a nursing home care:
One Year Later: Covid-19, Estate Planning and You
Attorney Michelle D. Beneski
By Attorney Michelle D. Beneski, Esq., CELA, LLM Taxation
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Living through the last year with Covid-19, everyone has emerged with their own takeaways. In our field of estate planning &...
The Importance of Dotting Your “i”s and Crossing Your “t”s in Care Agreements
A New York appeals court case illustrates why it is very important to have properly drafted and properly implemented care contract when an elder is paying a family member for services. The Court ruled that a Medicaid applicant who transferred money to his daughter and son-in-law under a personal service agreement made...
ElderLawAnswers Article: Using Estate Planning to Prepare for Medicaid
Long-term care involves not only a loss of personal autonomy; it also comes at a tremendous financial price. Proper planning can help your family prepare for the financial toll and protect assets for future generations.
Long-term care can be very expensive, especially around-the-clock nursing home care. Most people end...