Planning for retirement or vacations often takes center stage, but preparing for long-term care is just as important. Rising healthcare costs make it essential to consider how you will cover the expenses associated with aging or chronic illness. Long-term care insurance is one option to help protect your savings and provide peace...
Staying Home, Staying Healthy: How CommunityMassHealth Can Help
By Attorney Erin. L Nunes, Esq., Partner
As elder law attorneys, we see firsthand the desire of many seniors to remain independent in their own homes for as long as possible. Fortunately, Massachusetts offers a valuable program called Community
MassHealth that can make this dream a reality for those needing...
Understanding Medicaid Spend-Down Rules in Massachusetts
Medicaid eligibility often requires reducing your assets to a certain level, a process known as spending down. Understanding how to manage this process is essential for those planning to apply for Medicaid in Massachusetts. By strategically spending down assets, you can meet the requirements without jeopardizing your financial stability. Whether you're preparing...
Case Study: The Importance of Early Estate Planning
Case Study Prepared by Silvia Sales, MassHealth Case Manager
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Client Background:
A husband and wife sought legal advice due to the wife's need for in-home care. Neither spouse had previously considered estate...
Can Turning 65 Impact MassHealth Eligibility?
Determining whether you’re eligible for the significant benefits of MassHealth can be puzzling, especially as you approach age 65. In this blog, the experienced elder law attorneys at Surprenant & Beneski, P.C., will clarify how reaching retirement age can affect your eligibility for MassHealth benefits in Southeastern Massachusetts. We will take a careful look...
Estate Planning Considerations for Owning a Home While on MassHealth
Owning a home while on MassHealth presents unique challenges and opportunities. How can you ensure your home remains protected while complying with MassHealth requirements? In this blog, we'll explore effective strategies for safeguarding your property and maintaining your benefits. Whether you're considering irrevocable trusts, life estates, or other options, understanding the implications...
Crisis MassHealth Planning: Options When You Need Coverage Fast
At Surprenant & Beneski, P.C., we understand that life can throw unexpected challenges your way, especially when it comes to urgent health needs that require long-term nursing care. While our firm excels at preparing individuals and families for MassHealth (Medicaid) eligibility over time, we also specialize in crisis MassHealth planning, providing swift...
Understanding MassHealth Eligibility: Income and Asset Limits
As individuals age, planning for long-term care becomes increasingly urgent since most seniors will require long-term care at some point during their lifetimes. MassHealth, Massachusetts' Medicaid program, offers vital support for seniors requiring long-term medical care, but navigating MassHealth eligibility can be logistically complicated and emotionally taxing.
At...
What is the Patient Paid Amount (PPA) for MassHealth Nursing Homes?
In today's uncertain world, planning for the future is more critical than ever. As we age, the possibility of requiring nursing home care looms, yet the high costs associated with long-term care can be daunting. For many, government assistance through MassHealth (Medicaid in Massachusetts) becomes a necessary lifeline. However, navigating the...
When to Consider a MassHealth Qualified Income Trust
The answer may well be now. Life is unpredictable. That’s why working with an experienced, skilled estate planning attorney is so important. If you live in Southeastern Massachusetts, becoming a client of the legal team of Surprenant & Beneski, P.C. is a thoughtful way to manage the future. Our accomplished lawyers can...