Healthcare coverage isn’t one-size-fits-all. Some programs are designed for older adults, while others focus on those with limited income or specific medical needs. Medicare, Medicaid, and MassHealth each have different eligibility rules and benefits, which can make it difficult to determine where you fit in. For Massachusetts residents, MassHealth provides additional coverage...
How an Attorney Can Help You Apply For MassHealth Benefits
MassHealth provides vital healthcare coverage, but the application process can be complicated. Many people assume they qualify, only to face unexpected roadblocks due to income limits, asset restrictions, or missing paperwork. Others worry they’ll have to drain their savings just to meet eligibility requirements. The good news is that there are legal...
Does Social Security Count as Income for MassHealth?
For many Massachusetts residents, Social Security benefits provide a vital source of income. At the same time, MassHealth offers healthcare coverage to those who meet certain financial requirements. The way MassHealth counts Social Security income can affect eligibility, sometimes pushing individuals over the limit for coverage. While some benefits are included in...
MassHealth’s PACE Program: Program of All-Inclusive Care for the Elderly
Finding the right care for an aging loved one can feel overwhelming. Many seniors want to live at home but need ongoing medical support and help with daily tasks. MassHealth’s PACE program provides a way to receive coordinated care without moving to a nursing facility. It brings together medical treatment, rehabilitation, home...
Tips for Planning for Aging Parents and Minor Children
Caring for both aging parents and young children brings unique responsibilities. You may be helping your parents with medical decisions and finances while ensuring your children’s future is secure. Without a clear plan, unexpected situations can leave your family vulnerable. Taking proactive steps now can provide stability and peace of mind for...
Understanding MassHealth’s Treatment of Annuities
Paying for long-term care is a challenge many families face. MassHealth can help cover these costs, but eligibility rules can be complicated. Annuities are sometimes used as part of Medicaid planning, offering a way to manage assets while securing care. However, not all annuities are treated the same under MassHealth rules. Some...
What to Know About Massachusetts Community MassHealth Benefits
MassHealth provides a lifeline for many families in Massachusetts, offering vital support to those who need help covering the cost of healthcare and long-term care. For individuals who want to remain at home while receiving care, Community MassHealth offers programs designed to meet those needs. These benefits ensure that older adults and...
Navigating MassHealth’s Spend-Down Requirements for Long-Term Care
Long-term care often comes with unexpected challenges, especially when managing costs. For many families, qualifying for MassHealth is a vital step, but the process of meeting financial eligibility can raise tough questions. How do you reduce assets without sacrificing stability? What steps can help protect your financial well-being while ensuring access to...
Gaining Benefits for In-Home Long-Term Care
Many people prefer to receive long-term care at home rather than move into a facility. Being surrounded by familiar faces and a comfortable environment can make a significant difference in maintaining independence and quality of life. In-home care provides the support you need while allowing you to stay connected to your community...
Pooled Trusts Reinstated: An Asset Protection Tool for Long-Term Care Planning
By Attorney Erin l. Nunes, Esq., Partner
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Great news for Massachusetts residents! Pooled trusts are once again available as an asset protection tool for those planning for long-term care. Thanks to the recent passage of the Long-Term Care Bill, individuals seeking MassHealth benefits can now establish a pooled...