Long-term care involves not only a loss of personal autonomy; it also comes at a tremendous financial price. Proper planning can help your family prepare for the financial toll and protect assets for future generations.
Long-term care can be very expensive, especially around-the-clock nursing home care. Most people end...
by Amanda Singleton, AARP
My mother kept a little black book. Not the fun kind filled with suitors’ phone numbers; rather, a binder that contained her accounts, passwords and ongoing bills. When an out-of-the-blue...
We may have entered the digital age, but the telephone remains a key weapon in a scammers' arsenals. The Federal Trade Commission (FTC) received about 1.25 million fraud complaints in 2020 in which a contact method was identified, and in nearly 1 in 3 cases a call was the swindler’s way in....
Many of our clients, particularly those with substantial estates, are fearful of probate. They have learned that this process, during which the will of a deceased person is legally validated, can be expensive and time-consuming. When they contact us and begin working with our knowledgeable, highly competent estate planning attorneys,...
At Surprenant & Beneski, P.C., we are well aware that working with estate planners is the way to protect your family from the logistical, legal, and financial problems that may beset them when you die, especially if you die suddenly and unexpectedly.
While nobody likes to think about...
Even if there are two wage earners contributing to your family’s income, for most families the thought of how to fund their child’s higher education is daunting. If you have several children whose education you’re planning to finance, the prospect can be downright terrifying.
As with most worries about...
Unfortunately, the older we get, the more likely we are to be targeted by cruel financial scams. This is basically because criminal predators go after the most vulnerable, those more likely to be taken in by their fraudulent schemes. There are many reasons that seniors are easier to victimize, none of them...
Many clients fail to plan because they are under the assumption that estate planning is only for the wealthy. If you have any assets or any children, you have a need to plan. Estate planning is used to protect individuals and their loved ones of all ages and at all stages of life....
So, you’ve planned ahead and have decided how you want your affairs to be handled upon your passing. You have signed all of your Basic Estate Planning documents: a Last Will and Testament, a Durable Power of Attorney, a living will, a Massachusetts Health Care Proxy, and a HIPAA Release. You may...
When the health of an elderly parent starts to decline, typically one sibling steps in to become the primary caregiver. The demands start out small. Care is easy at first. But as care demands more time and money, stress builds and so can resentment toward non-contributing family members. Old rivalries and jealousies...
