If you are over 65 years of age or have a loved one who is, you may be considering a future that includes long-term care. And you’re not alone: the majority of Americans will need nursing care, either at home or in a nursing facility, at some point in their lives.
Estate Planning Blog – Surprenant, Beneski & Nunes

Why 30-Somethings Should Consider Estate Planning
Estate planning, like building a career and deciding where and how you want to live, is a necessary part of sound decision-making and, as such, is taken seriously by young adults. By the time you have reached your thirties, there’s a good chance that you have chosen a career path, found a...

Kiplinger Article: 5 Tips to Start Your Estate Planning Today
Estate planning can seem daunting and overwhelming. It may even conjure up negative emotions for some. Perhaps that's why an estimated 64% of Americans don't have a will or any...

Advanced Directives
Though many of us would prefer to avoid it, recent events have increased our awareness of the importance of Advanced Directives, also known as Living Wills.
An Advanced Directive is an expression of your wishes regarding your health care in the instance of incapacity and/or end-of-life decisions. If you...

Taking Care of your Aging Parents
It eventually happens to all of us: in some capacity or another, we find ourselves needing to help our parent’s. Some adult children are more hands on because of proximity and some adult children are long distance and therefore do more coordinating behind the scenes. Whatever your involvement may be, here are...

5 Reasons Why You Should Hire an Attorney for MassHealth Planning
Hiring an attorney to assist with MassHealth, or Massachusetts Medicaid, applications can save individuals significant time, money, and stress. Many older Massachusetts residents assume that they can quickly complete their MassHealth application. Unfortunately, the MassHealth application can be incredibly challenging. At Surprenant & Beneski, PC, our skilled elder law attorneys have extensive...

5 Misconceptions of Long Term-Care Planning
Need help to reduce / eliminate long-term care costs?
For those who qualify, Medicaid (MassHealth) benefits can include:
Long-term care (in-home or in a facility); andSeniors who have long-term care insurance may be eligible for MassHealth, as well as exemptions from some eligibility and recovery rules....
How to Pay for Long-Term Care without Going Broke
How to Pay for Nursing Home Care without Going Broke
One of the things that concerns people most about nursing home care is how to pay for that care. There are basically four ways that you can pay for the cost of a nursing home care:

Guideposts Article: Kate Mulgrew’s Toughest Role: Alzheimer’s Caregiver
The Star Trek: Voyager actress spent nine years caring for her beloved mother as she dealt with the debilitating disease.
by Kate Mulgrew
“Kitten,” my mother said to me one day, “you should be my mother.”
I was all of 14 years old, the oldest girl...

The Ameripise Experience
At Ameriprise, our purpose is to help you feel confident, connected and in control of your financial life. The right financial advice can help prepare you for whatever life brings – both the expected and the unexpected.